Business Checking
$100 to open account
Monthly fee $5
Per debit fee $0.075
Per credit fee $0.060 (foreign) and $0.040 (on-us)
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ACH (Automatic Clearinghouse)
Take advantage of convenience with less paperwork. |
Merchant Credit Card Services
Paper -based merchant EDC merchant (electronic draft capture) |
Loans
Commercial real estate loans
Business lines of credit
SBA Financing Available
For more information, contact the Commercial Loan Department:
Kevin Holderby (618) 549-2181 or kevin@tboc.com
Jim Stroud (618) 985-5494 or jim@tboc.com
Loan Payoff Request Form
Additional Services
eStatements - E-mail delivery of your statement with full 128-bit encryption.
MasterCard Business Debit Card
Night Deposit - Each branch offers a safe and secure deposit box for your convenience.
Electronic Payroll - You can offer your employees the convenience of direct deposit. See a Personal Banker for more details.
Statement Fax-On-Demand - Just call our IN-Line 24-hour telephone access number (618) 549-0939 for information on transactions in the last 45 days and a fax of your latest statement.
Notary Service - For your convenience, this service is available at all four of our bank locations.
Statements on CD-ROM - Keep your files clean and organized with a full year's worth of statements and images on one, convenient CD-ROM.
Non-Profit Accounts
An account is considered non-profit if it is operated primarily for religious, philanthropic, charitable, educational, or political purposes. Proper
documentation is necessary.
Checking Accounts
$100 to open
account
Requires 2 forms of ID to open
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