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Interest Rates effective 2-09-2012

Account TypeMin. Balance
to Open		Minimum
Balance to Earn APY		Interest
Rate		Annual
Percentage
Yield (APY)
NOW Checking* $1,000 $1,000 .20% .20%
Savings Account* $100 $100 .40% .40%
Money Market* $2,500 $500 .20% .20%
$2,500 .20% .20%
$10,000 .40% .40%
$25,000+ .45% .45%
Elite Money Market* $5,000 $5,000 .20% .20%
$10,000 .40% .40%
$25,000+ .45% .45%
Certificates of Deposit
6 Month CD $1,000 $1,000 .40% .40%
6 Month CD $50,000 $50,000 .50% .50%
12 Month CD $1,000 $1,000 .70% .70%
12 Month CD $50,000 $50,000 .80% .80%
18 Month CD $1,000 $1,000 .95% .95%
24 Month CD $1,000 $1,000 1.05% 1.06%
30 Month CD $1,000 $1,000 1.25% 1.26%
36 Month CD $1,000 $1,000 1.40% 1.41%
48 Month CD $1,000 $1,000 1.60% 1.61%
60 Month CD $1,000 $1,000 1.90% 1.92%
Certificates of Deposit Early Withdrawal Penalty
1 & 3 Month CD 1 Month Interest
6 -11 Month CD 3 Months Interest
12 Months or Over 6 Months Interest

*The rates may change after the account is opened.

A penalty may be imposed for early withdrawal on CDs.

Fees could reduce earnings on the account.

Additional disclosure information is available in our Truth in Savings brochure.

 
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