The Bank of Carbondale
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Interest Rates effective 5-01-2008

Account TypeMin. Balance
to Open
Minimum
Balance to Earn Interest
Interest
Rate
Annual
Percentage
Yield (APY)**
NOW Checking* $1,000 $1,000 1.00% 1.00%
Savings Account* $100 $100 1.25% 1.26%
Money Market* $2,500 $500 .75% .75%
$2,500 1.00% 1.00%
$10,000 1.25% 1.26%
$25,000+ 2.25% 2.27%
Elite Money Market* $5,000 $5,000 1.50% 1.51%
$10,000 1.80% 1.81%
$25,000+ 2.50% 2.53%
Certificates of Deposit
6 Month CD $1,000 $1,000 2.20% 2.22%
6 Month CD $50,000 $50,000 2.30% 2.32%
12 Month CD $1,000 $1,000 2.80% 2.84%
12 Month CD $50,000 $50,000 2.90% 2.94%
18 Month CD $1,000 $1,000 2.80% 2.84%
24 Month CD $1,000 $1,000 3.05% 3.09%
30 Month CD $1,000 $1,000 3.05% 3.09%
36 Month CD $1,000 $1,000 3.05% 3.09%
48 Month CD $1,000 $1,000 3.05% 3.09%
60 Month CD $1,000 $1,000 3.20% 3.25%
Certificates of Deposit Early Withdrawal Penalty
1 & 3 Month CD 1 Month Interest
6 -11 Month CD 3 Months Interest
12 Months or Over 6 Months Interest

*The rates may change after the account is opened.

**Annual Percentage Yield is based on monthly compounding and assumes that all interest remains in the account and that the rate does not change for one year.

A penalty may be imposed for early withdrawal on CDs.

Fees could reduce earnings on the account.

Additional disclosure information is available in our Truth in Savings brochure.

 

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