The Bank of Carbondale - Interest Rates

Account Type

Min. Balance
to Open

Minimum
Balance to Earn Interest

Interest
Rate

Annual
Percentage
Yield (APY)**

NOW Checking*

$1,000

1.00%

Savings Account*

$100

1.25%

1.26%

Money Market*

$2,500

$500

.75%

$2,500

1.00%

$10,000

1.25%

1.26%

$25,000+

2.25%

2.27%

Elite Money Market*

$5,000

1.50%

1.51%

$10,000

1.80%

1.81%

$25,000+

2.50%

2.53%

Certificates of Deposit

6 Month CD

$1,000

2.20%

2.22%

6 Month CD

$50,000

2.30%

2.32%

12 Month CD

$1,000

2.80%

2.84%

12 Month CD

$50,000

2.90%

2.94%

18 Month CD

$1,000

2.80%

2.84%

24 Month CD

$1,000

3.05%

3.09%

30 Month CD

$1,000

3.05%

3.09%

36 Month CD

$1,000

3.05%

3.09%

48 Month CD

$1,000

3.05%

3.09%

60 Month CD

$1,000

3.20%

3.25%

Certificates of Deposit Early Withdrawal Penalty
1 & 3 Month CD	1 Month Interest
6 -11 Month CD	3 Months Interest
12 Months or Over	6 Months Interest

*The rates may change after the account is opened.

**Annual Percentage Yield is based on monthly compounding and assumes that all interest remains in the account and that the rate does not change for one year.

A penalty may be imposed for early withdrawal on CDs.

Fees could reduce earnings on the account.

Additional disclosure information is available in our Truth in Savings brochure.

Interest Rates effective 5-01-2008